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Insurance ?
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Eclipse
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February 21, 2017 - 9:20 pm
Member Since: November 27, 2009
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Have always insured Eclipse, my DE38, through BOAT/US with no problems - they have switched carriers to Geico and, despite no claims and the vessel being 1 year older, Geico wishes to charge more than last year ... no thanks.

I am an impecunious sailor who has neither the time nor money for a haulout and survey so ... suggestions anyone?

Thanks

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Martin – DE38 Cutter s/v Eclipse

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Dougm
Swampscott,MA
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March 8, 2017 - 12:07 pm
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No suggestions for you re insurance, but kudos for using the word impecunious!

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Argyle38
US Northeast
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March 9, 2017 - 8:21 pm
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BoatUS would not even quote me for insurance. Said they don't insure boats that old. Could be you were grandfathered in if you've been with them a long time. Or maybe I was just talking to a bad rep.

Ended up going with Hagerty, classic boat insurance. Never had a claim but they seem OK. They require a survey every five years. Don't have any cruising limits within North America, as far as I recall. Maybe something like 100 nm off shore or something but that didn't affect my plans when I asked.

I pay ~$1000/yr. for $40,000 agreed value plus $2500 dinghy coverage.

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S/V Argyle Downeaster 38 #40 Long Island Sound
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